LIC Jeevan Arogya Policy – Comprehensive Health Insurance Plan
LIC Jeevan Arogya Policy – Comprehensive Health Insurance Plan LIC’s Jeevan Arogya is a fixed-benefit health insurance plan that provides financial protection against hospitalization, surgical procedures, and critical illnesses. Unlike traditional health insurance that reimburses actual medical expenses, this policy offers a fixed amount based on the type of treatment received. Key Features & Benefits: Hospital Cash Benefit (HCB): Fixed daily cash allowance for hospitalization Can be chosen between ₹1,000 and ₹4,000 per day Increases by 5% every year, even if no claim is made Major Surgical Benefit (MSB): Covers 140+ major surgeries Pays a lump sum amount (ranging from 20 to 100 times the daily hospital cash benefit) Daycare Procedure Benefit: Covers 140+ daycare procedures that require less than 24-hour hospitalization Extended Hospitalization Benefit: Additional benefit if hospitalization exceeds 30 days No Claim Benefit: HCB increases ev...