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The Art and Science of Software Development

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  The Art and Science of Software Development Software development is the backbone of modern technology, powering everything from simple mobile apps to complex enterprise systems. It is a multidisciplinary field that blends creativity, logic, and engineering to create software that meets users' needs. This article explores the fundamentals of software development, its methodologies, key technologies, and best practices. What is Software Development? Software development is the process of designing, coding, testing, and maintaining software applications. It involves several stages, often structured into a framework called the Software Development Life Cycle (SDLC) . The SDLC typically includes: Requirement Analysis – Understanding what the software should do. Design – Planning the architecture and user interface. Development – Writing the actual code. Testing – Identifying and fixing bugs. Deployment – Releasing the software for users. Maintenance – Updating and impr...

LIC's Jeevan Utsav

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 LIC's Jeevan Utsav is a non-linked, non-participating, individual savings, whole life insurance plan introduced by the Life Insurance Corporation of India (LIC). This plan is designed to provide financial support to the policyholder's family in case of their unfortunate demise and offers survival benefits in the form of Regular Income Benefit or Flexi Income Benefit, depending on the option chosen by the policyholder. citeturn0search0 Key Features of LIC's Jeevan Utsav: Whole Life Coverage with Limited Premium Payment: The plan offers lifetime insurance coverage with the convenience of limited premium payments, ranging from 5 to 16 years. citeturn0search2 Guaranteed Additions: Throughout the premium-paying term, the policy accrues guaranteed additions of ₹40 per ₹1,000 of the Basic Sum Assured annually, enhancing the policy's value over time. citeturn0search2 Survival Benefits: Policyholders can choose between two survival benefit options at incep...

Selvamagal Savings Scheme

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 By which date is it profitable to pay money in the Selvamagal Savings Scheme?  Find out by which date is it profitable to pay money in the Selvamagal Savings Scheme. You can also see how much interest you will get if you invest how much money in a year Regarding this, Venkataraman Ramasubramanian has said on social media: By which date is it profitable to pay money in the Selvamagal Savings Scheme?  In the Selvamagal Savings Scheme, i.e. Sukanya Samruddhi Yojana, a good interest rate is available every year. The current interest rate is 8.2%. It can change from quarter to quarter. This is a great compound interest scheme. In this scheme, interest is calculated monthly and added to the principal at the end of the year.  The minimum balance from the 5th of a month to the end of the month is considered as the principal and interest is calculated.  Therefore, to get the full benefit of Sukanya Samruddhi Yojana, one should invest a maximum amount of Rs 1.5 lakh at t...

LIC Jeevan Anand: A Comprehensive Guide

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  LIC Jeevan Anand: A Comprehensive Guide LIC (Life Insurance Corporation of India) offers various insurance plans to meet the financial and security needs of individuals. One of its most popular plans is LIC Jeevan Anand , which combines the benefits of endowment and whole life insurance . This article provides an in-depth overview of LIC Jeevan Anand, its benefits, eligibility criteria, and why it could be a good choice for policyholders. What is LIC Jeevan Anand? LIC Jeevan Anand is a non-linked, participating life insurance plan that provides the dual benefit of savings and life cover . The plan offers a lump sum payout at the end of the policy term and continues life cover for the insured even after the maturity period, ensuring long-term financial security. Key Features of LIC Jeevan Anand Dual Benefit : Provides both maturity benefits and lifetime risk cover . Maturity Benefit : Sum assured is paid along with bonuses when the policy term ends. Life Coverage After M...

Sodium Chloride (NaCl): Properties, Uses, and Importance

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  Sodium Chloride (NaCl): Properties, Uses, and Importance Introduction Sodium chloride (NaCl), commonly known as salt, is a vital compound in both nature and human life. It is composed of sodium (Na) and chloride (Cl) ions and is widely used in food, industry, and medicine. Found naturally in seawater and mineral deposits, NaCl plays a crucial role in various biological and chemical processes. Chemical and Physical Properties Sodium chloride is a white, crystalline solid with a cubic structure. It has a molecular weight of 58.44 g/mol and a melting point of 801°C. It is highly soluble in water and dissociates into sodium (Na⁺) and chloride (Cl⁻) ions, making it essential for maintaining electrolyte balance in the human body. Natural Sources NaCl is abundant in nature, primarily found in: Seawater : The oceans contain vast amounts of dissolved sodium chloride. Rock Salt (Halite) : Mined from salt deposits formed by evaporated ancient seas. Brine : Saltwater sources such a...

The endown money Back Plan

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 The endown money  Back Plan is a traditional, participating money-back policy designed to provide financial security for a child's future, including education, marriage, or other major life events. Here are the key features and benefits: Key Features: Age Eligibility: Entry Age: 0 to 12 years Maturity Age: 25 years Policy Term: 25 years minus the child's entry age Survival Benefits: 20% of the Sum Assured is paid at ages 18, 20, and 22 years. The remaining 40% plus bonuses are paid at maturity (age 25). Maturity Benefit: 40% of the Sum Assured + Final Additional Bonus (if applicable) + Simple Reversionary Bonus Death Benefit: If the child passes away before the risk commencement: Refund of premiums paid (excluding taxes and rider premiums). If the child passes away after risk commencement: Sum Assured + Bonuses Premium Payment Term: Premiums are paid for the entire policy term or until the policyholder (parent/guardian) decides to surrend...

The LIC Children's Money Back Plan

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 The LIC Children's Money Back Plan is a traditional, participating money-back policy designed to provide financial security for a child's future, including education, marriage, or other major life events. Here are the key features and benefits: Key Features: Age Eligibility: Entry Age: 0 to 12 years Maturity Age: 25 years Policy Term: 25 years minus the child's entry age Survival Benefits: 20% of the Sum Assured is paid at ages 18, 20, and 22 years. The remaining 40% plus bonuses are paid at maturity (age 25). Maturity Benefit: 40% of the Sum Assured + Final Additional Bonus (if applicable) + Simple Reversionary Bonus Death Benefit: If the child passes away before the risk commencement: Refund of premiums paid (excluding taxes and rider premiums). If the child passes away after risk commencement: Sum Assured + Bonuses Premium Payment Term: Premiums are paid for the entire policy term or until the policyholder (parent/guardian) decides ...